The eventual aim is to establish, within a ten-year time frame, the only fair and efficient insurance system: the contributory one. The monies one gets are those invested in the form of contributions during his/her working years, plus investment earnings). State insurance will operate as an option, just like private insurance. Employees can choose the one that suits them best. The European legislation on the transparency of private insurance, which is strictly supervised, will be applied. Third-party taxes in favor of the "noble" funds, such as the advertisement fee, will be abolished.